3k+
Happy Clients
150k+
items deleted
1k+
FCRA claims settled
350+
Wage Garnishments Stopped
Credit Monitoring
If your credit has slipped — either through financial missteps, reporting
mistakes, or outright
fraud — you may not realize it until you go to make a large purchase and are turned away.
With the increased risk of identity theft and credit fraud, it’s more important than ever to
know what’s happening with your credit at all times. With a credit monitoring service you
can trust, not only will you be able to receive your credit reports and scores easily, you will
also be notified if any suspicious or unauthorized activity occurs on your credit report.
Here are three reasons it’s important to monitor your credit report and check it regularly to avoid
needing to fix your credit down the line.
- Your Credit Reflects Your Overall Financial Health
- Regular Checks Can Stem Identity Theft
- Your Credit Report May Have Inaccuracies
Inquiry Removal
Remove Hard Inquiries & Improve Your Credit Score
We have a PROVEN track record of generating results in just 45-60 days!
If you’re in financial distress, repeated attempts to get financing can impact your score by 100
points or more, resulting in:
Higher Interest Rates
Lower Loan Amounts
Shorter Repayment Terms
We can help you remove those pesky inquiries… Forever!
Request a Free ConsultationPersonal Finance Coaching
If you need help getting your finances in order or learning the basics of
budgeting, you might
consider seeking the help of a financial coach.
Perhaps you’ve tried to make a budget, but just can’t stick to it. Maybe you make enough
money, but can’t figure out how to build an emergency savings fund. Or maybe you have so
much debt between credit cards and loans that you don’t know the best way to pay it off.
Our Financial Coaches will educate you on the basics of personal finance and work with you to
create a financial plan that reflects your goals. They will also empower you to take responsibility
for your decisions and provide accountability as you work to implement the lessons learned.
Often, clients have deep-seated emotions around money – we help you identify, understand and
work through those emotions.
Student Loan Services
Defaulted student loans can lead to the following:
Bad credit rating
Collections
Loss of financial aid
Tax offset
Wage garnishment
Our student loan advisors are here to take the stress and anxiety out of your student loan situation – we provide a free, confidential, one-on-one consultation session to determine what program(s) are right for you.
- CONSOLIDATION AID
- INCOME DRIVEN REPAYMENT PROGRAMS
- SCHOOL CLOSURE DISCHARGE
- PUBLIC SERVICE LOAN FORGIVENESS
- TOTAL AND PERMANENT DISABILITY DISCHARGE
- TEACHER LOAN FORGIVENESS
- STUDENT LOAN REHABILITATION
- WAGE GARNISHMENT AID
- TAX OFFSET AID
Our student loan advisors
can help:
Protect Your Tax Refund
Stop Collection Calls
Prevent Wage Garnishment
Restore Financial Aid Eligibility
Return Your Loans to Good Standing
See how 1st Choice Credit Repair can help you with a free, no obligation consultation
+844-417-3724Our Google Reviews
We want you to be our next success story
RM
This company helped me clean up my credit and now my score is 764 I'm beyond pleased with the results provided and recommend this company to anyone looking to improve their credit.
RC
All of my collections were completely removed from my credit report in less than 4 months. Great communication and very transparent with payments and what to expect.
TM
I’m very pleased with the service they offer here, couldn’t ask for better service.. They’re always honest and forward with you and they’re great at getting the results you want!!!
DJA
For 2 years I tried fighting to get hospital debt in collections removed. No matter how hard I tried, I could not get rid of it. A friend recommended 1st choice credit repair.
AY
When I was young man, my Father always told me "you can't get anything without good credit". Words of Wisdom that I did not listen to. I immersed myself in YouTube videos.
TJ
I love this Company! They have been with me every step on the way on my journey to repair my credit. Always available for any questions or concerns they go above and beyond
CS
I thought I had things under control but truth was I was drowning smh. Gerard is VERY informative, knowledgeable & answers ANY & every question without hesitation.
RP
Glad I finally found a company that I feel is trust worthy and can actually help me improve my credit. Very professional and knowledgeable, definitely recommend!
JG
Gerard Benjamin was very professional and helpful assisting me in efforts to repair my credit.
JS
Been going to this wonderful company since march of 2019. I have already seen so many drastic changes in my credit score. As of today we are currently in our brand new home.
C
Excellent service!! My credit has improved so much in such a short period of time! I thought their was no hope for me. Gerard showed me otherwise.
MM
Excellent company Gerard will always let you know what's going on with your account. Would definitely recommend.
JSH
I’m so happy I found this company and I really feel like I can reclaim my good credit with their help.
RK
This company showed me that it’s never to late for good credit! Very professional and extremely helpful!.
DK
Great company, they can fix your credit in a heartbeat.
ABW
Great choice for good credit repair.....now I can start doing things I couldn't do before like new cars and mortgages.
RL
This company was very productive and professional in getting my credit where it needed to be.
CJ
very helpful and very understanding, on showing me what I need to fix my credit, you guys are the best, Thanks : Carolina Judge
US
Positive: Professionalism, Quality, Responsiveness, Value. This was the best experience I have received from a credit repair company.
DS
I have had nothing but great experiences with this company and would recommend them to anyone