(844) 417-3724 Free Credit Repair Consultation

FAQ's

Simply click the Request Free Credit Repair Consultation button and submit the required information, or feel free to give us a call at 844-417-3724.

1st Choice Credit Repair offers several credit repair plans aimed at addressing the diverse credit repair needs of consumers. 

There is a one-time credit report analysis/ 3 bureau report review / 1st work fee charged upon your enrollment. Your first monthly fee is not charged until a month later. We charge as work is completed, never in advance. 

Enroll as a couple and enjoy 25% off the 1st work fee.

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Our dispute process is extremely efficient. We start fast and maintain a consistent pace throughout your membership.

Upon enrollment your first round of dispute letters are processed and mailed out within 5 days. 

While every credit file is unique, most client experience results within 45 days.

Unfortunately, there’s no way to predict in advance exactly how long it will take to repair your credit, as every credit report is unique. 

That being said, our credit repair programs range from 4 to 6 months. With our team of credit professionals, credit monitoring software and client portal, our dispute process is streamlined to get you results.

Yes, we offer a 90 day guarantee. If we fail to remove any derogatory items or provide any results we will refund all money paid minus the 1st work fee. 

While no one in our industry can guarantee a specific outcome, we will do everything possible to maximize the probability of great results.

It all depends. There are no two credit reports that are exactly the same. This means that improvements we make on one person’s credit may or may not improve the score as much as another’s. The “average”, we’ve found, never applies. We’ve seen scores go up 200+ points, and others just get the 20 point boost they needed to qualify for their home loan. Everyone’s results will vary, but, you can be certain we will get you the best results possible.

We perform an extensive credit report analysis and 3 bureau report review to determine what items are adversely impacting your credit rating and what can be enhanced. 

We get right to work on both — disputing the items addressed in the credit report analysis and 3 bureau report review.

The Fair Credit Reporting Act (FCRA) gives consumers the right to dispute any item(s) that are inaccurate, untimely, misleading, biased, incomplete or unverifiable. Any item that cannot be verified on your credit report must be deleted.

Yes! Enroll as a couple and enjoy 25% off the one-time credit report analysis/ 3 bureau report review /setup fee.

Yes. Upon enrollment you will be provided with login details which will enable you to access our secure client portal and track your progress 24/7.