Mortgage
Your credit score is one of the most important factors that lenders consider when you apply for a mortgage. Not just to qualify for the loan itself, but for the conditions: Typically, the higher your score, the lower the interest rates and better terms you’ll qualify for.
Car loan
While it's possible to get approved for an auto loan with nearly any credit score, you'll qualify for better terms with a higher credit score. A higher score can also lower your auto insurance rates and have many other positive effects.
Credit cards
If you have excellent credit — typically considered to be a Vantage Score above 780 or a FICO® score of 800 or higher —you'll have a chance to qualify for some of the best credit cards available on the market. That includes premium rewards and benefits, strong cash back offers, top-tier business credit cards, and more.
